Financial Protection:
We have access to the largest leading insurance companies in the country to obtain the right cover for you at the right price. In addition, all advisers are skilled in writing policies in trust where appropriate. This has several benefits including reducing inheritance tax liability and ensuring the money goes to the right people as quickly as possible.

Life Cover/Critical illness Family Protection & Income Protection

Buildings & Contents Accident, Sickness & Unemployment

Mortgages:

First time buyers Re-mortgages Adverse (CCJs/Defaults, Arrears)

Shared Ownership Right to Buy / Buy to Let Home Movers

Loans: Secured & unsecured loans available and arranged through several lenders to source the most suitable product for your requirements.

Wills: As a homeowner, you want to be sure that your home and assets go to the people you choose in the event of your death. However if there is no Will in place it is the law that decides who will inherit the assets from your Estate. Did you know unmarried partners may receive nothing? We work with a local firm of Solicitors which is able to help by providing an easy and convenient service so you won't need to put off arranging a Will any longer.

Pensions: We can put you in contact with the right person who specifically specialises in Pensions providing information, advice and guidance on the whole spectrum of pensions, including state, company, personal and stakeholder schemes.

Solicitors: We take the hassle out of finding a solicitor. Whenever you apply for a mortgage either for buying a property or if you are re-mortgaging for a better deal, you need to appoint a conveyancer to look after your legal interests and ensure everything progresses to completion without any unnecessary hitches. Exact guaranteed quotes from a highly professional panel providing exemplary customer service levels. 

Debt Management:
It allows you to pay your household bills first (mortgage, gas, electricity, council tax etc...) then offer a reduced payment to your unsecured creditors (personal loans, credit cards etc...).

We can help reduce your debt repayments Freeze interest rates

Stop legal Action Negotiate with your creditors

Business Protection:
Minimise the risks that could affect your business.

Key person insurance Shareholder & Partnership protection insurance advice

Employee benefit schemes Business loan protection Public Liability Insurance

Healthcare:
Gives you the reassurance of knowing that, should the need arise, you and your family will enjoy medical treatment privately, without waiting for the NHS to treat you.

Flexibility of cover Choice of hospitals

Prompt treatment Comfortable, private facilities

A fee of up to 2% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £195 but this may be waived if policies are taken out that result in commissions being paid by the insurance company
Think carefully before securing other debts against your home
Your home may be repossessed if you do not keep up repayments on your mortgage